Indian Overseas Bank — SHIMOGA Branch

SHIMOGA, KARNATAKA

IFSC Code IOBA0000906
MICR Code 577020202

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name SHIMOGA
IFSC Code IOBA0000906
MICR Code 577020202
SWIFT Code N/A
Address I FLOOR, SAVARLINE ROAD, SHIMOGA 577201
City SHIMOGA
District SHIMOGA
State KARNATAKA
Contact Number +918182223468

How to Use IOBA0000906 for Money Transfers

The IFSC code IOBA0000906 is specifically assigned to the SHIMOGA branch of Indian Overseas Bank located in SHIMOGA, KARNATAKA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0000906 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0000906 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0000906 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank SHIMOGA Branch

The SHIMOGA branch of Indian Overseas Bank is situated in SHIMOGA, KARNATAKA. The branch address is I FLOOR, SAVARLINE ROAD, SHIMOGA 577201. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918182223468. Always use the IFSC code IOBA0000906 when making any online fund transfer to an account held at this branch.

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