Indian Overseas Bank — SALT LAKE CITY Branch

How to Use IOBA0000893 for Money Transfers

The IFSC code IOBA0000893 is specifically assigned to the SALT LAKE CITY branch of Indian Overseas Bank located in KOLKATA, WEST BENGAL. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0000893 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0000893 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0000893 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Indian Overseas Bank SALT LAKE CITY Branch

The SALT LAKE CITY branch of Indian Overseas Bank is situated in KOLKATA, WEST BENGAL. The branch address is BLOCK EA, OPP LABONY ESTATE, SALT LAKE CITY, SECTOR 1, KOLKATA - 700064. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 23375014. Always use the IFSC code IOBA0000893 when making any online fund transfer to an account held at this branch.