Indian Overseas Bank — BHADRAK Branch

BHADRAK, ODISHA

IFSC Code IOBA0000793
MICR Code 756020102

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name BHADRAK
IFSC Code IOBA0000793
MICR Code 756020102
SWIFT Code N/A
Address CHARAMPA POST, BHADRAK756101
City BHADRAK
District BHADRAK
State ODISHA
Contact Number +916784230293

How to Use IOBA0000793 for Money Transfers

The IFSC code IOBA0000793 is specifically assigned to the BHADRAK branch of Indian Overseas Bank located in BHADRAK, ODISHA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0000793 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0000793 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0000793 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank BHADRAK Branch

The BHADRAK branch of Indian Overseas Bank is situated in BHADRAK, ODISHA. The branch address is CHARAMPA POST, BHADRAK756101. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +916784230293. Always use the IFSC code IOBA0000793 when making any online fund transfer to an account held at this branch.

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