Indian Overseas Bank — INDIRA NGR Branch

LUCKNOW, UTTAR PRADESH

IFSC Code IOBA0000684
MICR Code 226020007

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name INDIRA NGR
IFSC Code IOBA0000684
MICR Code 226020007
SWIFT Code N/A
Address B213,INDIRA NGR,LUCKNOW
City LUCKNOW
District LUCKNOW
State UTTAR PRADESH
Contact Number +914428584896

How to Use IOBA0000684 for Money Transfers

The IFSC code IOBA0000684 is specifically assigned to the INDIRA NGR branch of Indian Overseas Bank located in LUCKNOW, UTTAR PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0000684 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0000684 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0000684 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank INDIRA NGR Branch

The INDIRA NGR branch of Indian Overseas Bank is situated in LUCKNOW, UTTAR PRADESH. The branch address is B213,INDIRA NGR,LUCKNOW. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914428584896. Always use the IFSC code IOBA0000684 when making any online fund transfer to an account held at this branch.

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