Indian Overseas Bank — STRAND ROAD Branch

KOLKATA, WEST BENGAL

IFSC Code IOBA0000675
MICR Code 700020006

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name STRAND ROAD
IFSC Code IOBA0000675
MICR Code 700020006
SWIFT Code N/A
Address 13 BY 3, STRAND ROAD, KOLKATA - 700001
City KOLKATA
District KOLKATA
State WEST BENGAL
Contact Number 22486876

How to Use IOBA0000675 for Money Transfers

The IFSC code IOBA0000675 is specifically assigned to the STRAND ROAD branch of Indian Overseas Bank located in KOLKATA, WEST BENGAL. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0000675 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0000675 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0000675 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank STRAND ROAD Branch

The STRAND ROAD branch of Indian Overseas Bank is situated in KOLKATA, WEST BENGAL. The branch address is 13 BY 3, STRAND ROAD, KOLKATA - 700001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 22486876. Always use the IFSC code IOBA0000675 when making any online fund transfer to an account held at this branch.

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