Indian Overseas Bank — GANGOH Branch

SAHARANPUR, UTTAR PRADESH

IFSC Code IOBA0000594
MICR Code 247020602

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name GANGOH
IFSC Code IOBA0000594
MICR Code 247020602
SWIFT Code N/A
Address E 407 COLLEGE ROAD GANGOH SAHARANPUR PIN 247341
City SAHARANPUR
District GANGOH
State UTTAR PRADESH
Contact Number +911331232151

How to Use IOBA0000594 for Money Transfers

The IFSC code IOBA0000594 is specifically assigned to the GANGOH branch of Indian Overseas Bank located in SAHARANPUR, UTTAR PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0000594 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0000594 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0000594 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank GANGOH Branch

The GANGOH branch of Indian Overseas Bank is situated in SAHARANPUR, UTTAR PRADESH. The branch address is E 407 COLLEGE ROAD GANGOH SAHARANPUR PIN 247341. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911331232151. Always use the IFSC code IOBA0000594 when making any online fund transfer to an account held at this branch.

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