Indian Overseas Bank — GIRIDIH Branch

GIRIDIH, JHARKHAND

IFSC Code IOBA0000590
MICR Code 815020002

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name GIRIDIH
IFSC Code IOBA0000590
MICR Code 815020002
SWIFT Code N/A
Address MAKATPUR CHOWK, SHANTHI BHAWAN MARG, GIRIDIH 815301
City GIRIDIH
District GIRIDIH
State JHARKHAND
Contact Number +916532222113

How to Use IOBA0000590 for Money Transfers

The IFSC code IOBA0000590 is specifically assigned to the GIRIDIH branch of Indian Overseas Bank located in GIRIDIH, JHARKHAND. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0000590 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0000590 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0000590 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank GIRIDIH Branch

The GIRIDIH branch of Indian Overseas Bank is situated in GIRIDIH, JHARKHAND. The branch address is MAKATPUR CHOWK, SHANTHI BHAWAN MARG, GIRIDIH 815301. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +916532222113. Always use the IFSC code IOBA0000590 when making any online fund transfer to an account held at this branch.

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