Indian Overseas Bank — PATTARKALAN Branch

KAPURTHALA, PUNJAB

IFSC Code IOBA0000561
MICR Code 144020009

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name PATTARKALAN
IFSC Code IOBA0000561
MICR Code 144020009
SWIFT Code N/A
Address PATTARKALAN,PIN 144806
City KAPURTHALA
District KAPURTHALA
State PUNJAB
Contact Number 2766010

How to Use IOBA0000561 for Money Transfers

The IFSC code IOBA0000561 is specifically assigned to the PATTARKALAN branch of Indian Overseas Bank located in KAPURTHALA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0000561 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0000561 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0000561 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank PATTARKALAN Branch

The PATTARKALAN branch of Indian Overseas Bank is situated in KAPURTHALA, PUNJAB. The branch address is PATTARKALAN,PIN 144806. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 2766010. Always use the IFSC code IOBA0000561 when making any online fund transfer to an account held at this branch.

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