Indian Overseas Bank — AMBAGARATHUR Branch
KARAIKAL, PUDUCHERRY
Available Services
Branch Details
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch Name | AMBAGARATHUR |
| IFSC Code | IOBA0000540 |
| MICR Code | 609020103 |
| SWIFT Code | N/A |
| Address | 164 MAIN ROAD AMBAGARATHUR PIN 609601 |
| City | KARAIKAL |
| District | AMBAGARATHUR |
| State | PUDUCHERRY |
| Contact Number | 252225 |
How to Use IOBA0000540 for Money Transfers
The IFSC code IOBA0000540 is specifically assigned to the AMBAGARATHUR branch of Indian Overseas Bank located in KARAIKAL, PUDUCHERRY. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use IOBA0000540 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0000540 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0000540 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Indian Overseas Bank AMBAGARATHUR Branch
The AMBAGARATHUR branch of Indian Overseas Bank is situated in KARAIKAL, PUDUCHERRY. The branch address is 164 MAIN ROAD AMBAGARATHUR PIN 609601. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 252225. Always use the IFSC code IOBA0000540 when making any online fund transfer to an account held at this branch.
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