Indian Overseas Bank — BALLYGUNGE PARK ROAD Branch

How to Use IOBA0000477 for Money Transfers

The IFSC code IOBA0000477 is specifically assigned to the BALLYGUNGE PARK ROAD branch of Indian Overseas Bank located in KOLKATA, WEST BENGAL. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0000477 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0000477 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0000477 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Indian Overseas Bank BALLYGUNGE PARK ROAD Branch

The BALLYGUNGE PARK ROAD branch of Indian Overseas Bank is situated in KOLKATA, WEST BENGAL. The branch address is 22, BALLYGUNGE PARK ROAD, OLD BALLYGUNGE, KOLKATA - 700019. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 22475902. Always use the IFSC code IOBA0000477 when making any online fund transfer to an account held at this branch.