Indian Overseas Bank — RAJKOT M V M COLLEGE ROAD Branch

RAJKOT, GUJARAT

IFSC Code IOBA0000373
MICR Code 360020003

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name RAJKOT M V M COLLEGE ROAD
IFSC Code IOBA0000373
MICR Code 360020003
SWIFT Code N/A
Address KASHIHARI OPP LIC BUILDING,KALAVAD ROAD,RAJKOT PIN 360002
City RAJKOT
District RAJKOT
State GUJARAT
Contact Number 2476409

How to Use IOBA0000373 for Money Transfers

The IFSC code IOBA0000373 is specifically assigned to the RAJKOT M V M COLLEGE ROAD branch of Indian Overseas Bank located in RAJKOT, GUJARAT. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0000373 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0000373 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0000373 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank RAJKOT M V M COLLEGE ROAD Branch

The RAJKOT M V M COLLEGE ROAD branch of Indian Overseas Bank is situated in RAJKOT, GUJARAT. The branch address is KASHIHARI OPP LIC BUILDING,KALAVAD ROAD,RAJKOT PIN 360002. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 2476409. Always use the IFSC code IOBA0000373 when making any online fund transfer to an account held at this branch.

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