Indian Overseas Bank — VALATHUR Branch

VELLORE, TAMIL NADU

IFSC Code IOBA0000327
MICR Code N/A

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name VALATHUR
IFSC Code IOBA0000327
MICR Code N/A
SWIFT Code N/A
Address STATION ROAD,VALATHUR,PIN 635813
City VELLORE
District VALATHUR
State TAMIL NADU
Contact Number 241223

How to Use IOBA0000327 for Money Transfers

The IFSC code IOBA0000327 is specifically assigned to the VALATHUR branch of Indian Overseas Bank located in VELLORE, TAMIL NADU. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0000327 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0000327 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0000327 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank VALATHUR Branch

The VALATHUR branch of Indian Overseas Bank is situated in VELLORE, TAMIL NADU. The branch address is STATION ROAD,VALATHUR,PIN 635813. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 241223. Always use the IFSC code IOBA0000327 when making any online fund transfer to an account held at this branch.

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