Indian Overseas Bank — EZHUKONE Branch

KOLLAM, KERALA

IFSC Code IOBA0000303
MICR Code 691020802

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name EZHUKONE
IFSC Code IOBA0000303
MICR Code 691020802
SWIFT Code N/A
Address PANCHAYAT BUILDINGS, EZHUKONE, PIN 691505
City KOLLAM
District EZHUKONE
State KERALA
Contact Number 2484714

How to Use IOBA0000303 for Money Transfers

The IFSC code IOBA0000303 is specifically assigned to the EZHUKONE branch of Indian Overseas Bank located in KOLLAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0000303 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0000303 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0000303 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank EZHUKONE Branch

The EZHUKONE branch of Indian Overseas Bank is situated in KOLLAM, KERALA. The branch address is PANCHAYAT BUILDINGS, EZHUKONE, PIN 691505. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 2484714. Always use the IFSC code IOBA0000303 when making any online fund transfer to an account held at this branch.

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