Indian Overseas Bank — ABHIRAMAM Branch

RAMANATHAPURAM, TAMIL NADU

IFSC Code IOBA0000239
MICR Code 623020103

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name ABHIRAMAM
IFSC Code IOBA0000239
MICR Code 623020103
SWIFT Code N/A
Address 77 MUSLIM BAZAAR ROAD ABHIRAMAM PIN 623601
City RAMANATHAPURAM
District ABHIRAMAM
State TAMIL NADU
Contact Number +914576265223

How to Use IOBA0000239 for Money Transfers

The IFSC code IOBA0000239 is specifically assigned to the ABHIRAMAM branch of Indian Overseas Bank located in RAMANATHAPURAM, TAMIL NADU. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0000239 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0000239 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0000239 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank ABHIRAMAM Branch

The ABHIRAMAM branch of Indian Overseas Bank is situated in RAMANATHAPURAM, TAMIL NADU. The branch address is 77 MUSLIM BAZAAR ROAD ABHIRAMAM PIN 623601. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914576265223. Always use the IFSC code IOBA0000239 when making any online fund transfer to an account held at this branch.

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