Indian Overseas Bank — SANTO ESTEVAM GOA Branch

NORTH GOA, GOA

IFSC Code IOBA0000166
MICR Code 403020004

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name SANTO ESTEVAM GOA
IFSC Code IOBA0000166
MICR Code 403020004
SWIFT Code N/A
Address E393,MANGUERIAL SANTO ESTEVAM ILHAS,GOA PIN 403106
City NORTH GOA
District SANTO ESTEVAM
State GOA
Contact Number 2287612

How to Use IOBA0000166 for Money Transfers

The IFSC code IOBA0000166 is specifically assigned to the SANTO ESTEVAM GOA branch of Indian Overseas Bank located in NORTH GOA, GOA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0000166 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0000166 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0000166 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank SANTO ESTEVAM GOA Branch

The SANTO ESTEVAM GOA branch of Indian Overseas Bank is situated in NORTH GOA, GOA. The branch address is E393,MANGUERIAL SANTO ESTEVAM ILHAS,GOA PIN 403106. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 2287612. Always use the IFSC code IOBA0000166 when making any online fund transfer to an account held at this branch.

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