Indian Overseas Bank — SIRKALI Branch

NAGAPATTINAM, TAMIL NADU

IFSC Code IOBA0000083
MICR Code 611020020

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name SIRKALI
IFSC Code IOBA0000083
MICR Code 611020020
SWIFT Code N/A
Address 99 BY 1, PIDARI NORTH STREET, SIRKALI PIN 609110
City NAGAPATTINAM
District SIRKALI
State TAMIL NADU
Contact Number 270565

How to Use IOBA0000083 for Money Transfers

The IFSC code IOBA0000083 is specifically assigned to the SIRKALI branch of Indian Overseas Bank located in NAGAPATTINAM, TAMIL NADU. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0000083 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0000083 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0000083 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank SIRKALI Branch

The SIRKALI branch of Indian Overseas Bank is situated in NAGAPATTINAM, TAMIL NADU. The branch address is 99 BY 1, PIDARI NORTH STREET, SIRKALI PIN 609110. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 270565. Always use the IFSC code IOBA0000083 when making any online fund transfer to an account held at this branch.

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