Indusind Bank — SARAF KADAL DOWNTOWN SRINAGAR Branch

SRINAGAR, JAMMU AND KASHMIR

IFSC Code INDB0002074
MICR Code 190234008

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indusind Bank
Branch Name SARAF KADAL DOWNTOWN SRINAGAR
IFSC Code INDB0002074
MICR Code 190234008
SWIFT Code N/A
Address GROUND FLOOR AND FIRST FLOOR MALARATTA SARAF KADAL DOWNTOWN SRINAGAR JAMMU KASHMIR 190002
City SRINAGAR
District SRINAGAR
State JAMMU AND KASHMIR
Contact Number +919018109918

How to Use INDB0002074 for Money Transfers

The IFSC code INDB0002074 is specifically assigned to the SARAF KADAL DOWNTOWN SRINAGAR branch of Indusind Bank located in SRINAGAR, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use INDB0002074 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use INDB0002074 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require INDB0002074 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indusind Bank SARAF KADAL DOWNTOWN SRINAGAR Branch

The SARAF KADAL DOWNTOWN SRINAGAR branch of Indusind Bank is situated in SRINAGAR, JAMMU AND KASHMIR. The branch address is GROUND FLOOR AND FIRST FLOOR MALARATTA SARAF KADAL DOWNTOWN SRINAGAR JAMMU KASHMIR 190002. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919018109918. Always use the IFSC code INDB0002074 when making any online fund transfer to an account held at this branch.

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