Indusind Bank — MILLERGANJ, LUDHIANA Branch

How to Use INDB0000163 for Money Transfers

The IFSC code INDB0000163 is specifically assigned to the MILLERGANJ, LUDHIANA branch of Indusind Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use INDB0000163 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use INDB0000163 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require INDB0000163 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Indusind Bank MILLERGANJ, LUDHIANA Branch

The MILLERGANJ, LUDHIANA branch of Indusind Bank is situated in LUDHIANA, PUNJAB. The branch address is LOWER GROUND FLOOR, GANAPATI TOWERS, GILL ROAD, NEAR CYCLE MARKET, MILLERGANJ, LUDHIANA 141003 PUNJAB. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code INDB0000163 when making any online fund transfer to an account held at this branch.