Indian Bank — SAIKHAWAN Branch

GURDASPUR, PUNJAB

IFSC Code IDIB000S517
MICR Code 143019255

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Bank
Branch Name SAIKHAWAN
IFSC Code IDIB000S517
MICR Code 143019255
SWIFT Code N/A
Address KAHNUWAN ROAD SIMBLE CHOWK BATALA PIN 143505
City GURDASPUR
District BATALA
State PUNJAB
Contact Number +919891390241

How to Use IDIB000S517 for Money Transfers

The IFSC code IDIB000S517 is specifically assigned to the SAIKHAWAN branch of Indian Bank located in GURDASPUR, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IDIB000S517 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDIB000S517 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDIB000S517 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Bank SAIKHAWAN Branch

The SAIKHAWAN branch of Indian Bank is situated in GURDASPUR, PUNJAB. The branch address is KAHNUWAN ROAD SIMBLE CHOWK BATALA PIN 143505. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919891390241. Always use the IFSC code IDIB000S517 when making any online fund transfer to an account held at this branch.

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