Indian Bank — STERLING ROAD Branch
CHENNAI, TAMIL NADU
Available Services
Branch Details
| Bank Name | Indian Bank |
|---|---|
| Branch Name | STERLING ROAD |
| IFSC Code | IDIB000S038 |
| MICR Code | 600019055 |
| SWIFT Code | N/A |
| Address | NO 36 STERLING ROAD NUNGAMBAKKAM NUNGAMBAKKAM PIN 600034 |
| City | CHENNAI |
| District | NUNGAMBAKKAM |
| State | TAMIL NADU |
| Contact Number | +914428257944 |
How to Use IDIB000S038 for Money Transfers
The IFSC code IDIB000S038 is specifically assigned to the STERLING ROAD branch of Indian Bank located in CHENNAI, TAMIL NADU. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use IDIB000S038 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDIB000S038 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDIB000S038 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Indian Bank STERLING ROAD Branch
The STERLING ROAD branch of Indian Bank is situated in CHENNAI, TAMIL NADU. The branch address is NO 36 STERLING ROAD NUNGAMBAKKAM NUNGAMBAKKAM PIN 600034. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914428257944. Always use the IFSC code IDIB000S038 when making any online fund transfer to an account held at this branch.
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