Indian Bank — RAKSI Branch
GARHWA, JHARKHAND
Available Services
Branch Details
| Bank Name | Indian Bank |
|---|---|
| Branch Name | RAKSI |
| IFSC Code | IDIB000R243 |
| MICR Code | 822019104 |
| SWIFT Code | N/A |
| Address | VILLAGE RAKSHI, PO RAMKANDA, PS RAMKANDA, DISTRICT GARHWA JHARKHAND |
| City | GARHWA |
| District | RAKSI |
| State | JHARKHAND |
| Contact Number | +918770341493 |
How to Use IDIB000R243 for Money Transfers
The IFSC code IDIB000R243 is specifically assigned to the RAKSI branch of Indian Bank located in GARHWA, JHARKHAND. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use IDIB000R243 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDIB000R243 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDIB000R243 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Indian Bank RAKSI Branch
The RAKSI branch of Indian Bank is situated in GARHWA, JHARKHAND. The branch address is VILLAGE RAKSHI, PO RAMKANDA, PS RAMKANDA, DISTRICT GARHWA JHARKHAND. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918770341493. Always use the IFSC code IDIB000R243 when making any online fund transfer to an account held at this branch.
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