Indian Bank — RAMNAGAR CROSS ROAD Branch

HYDERABAD, TELANGANA

IFSC Code IDIB000R074
MICR Code 500019030

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Bank
Branch Name RAMNAGAR CROSS ROAD
IFSC Code IDIB000R074
MICR Code 500019030
SWIFT Code N/A
Address 1918/5 RAMNAGAR MAIN ROAD RAMNAGAR MUSHEERABAD MANDAL PIN 500020
City HYDERABAD
District RAMNAGAR
State TELANGANA
Contact Number +914027660838

How to Use IDIB000R074 for Money Transfers

The IFSC code IDIB000R074 is specifically assigned to the RAMNAGAR CROSS ROAD branch of Indian Bank located in HYDERABAD, TELANGANA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IDIB000R074 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDIB000R074 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDIB000R074 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Bank RAMNAGAR CROSS ROAD Branch

The RAMNAGAR CROSS ROAD branch of Indian Bank is situated in HYDERABAD, TELANGANA. The branch address is 1918/5 RAMNAGAR MAIN ROAD RAMNAGAR MUSHEERABAD MANDAL PIN 500020. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914027660838. Always use the IFSC code IDIB000R074 when making any online fund transfer to an account held at this branch.

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