Indian Bank — RATNAGIRI MAIN Branch

How to Use IDIB000R073 for Money Transfers

The IFSC code IDIB000R073 is specifically assigned to the RATNAGIRI MAIN branch of Indian Bank located in RATNAGIRI, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IDIB000R073 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDIB000R073 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDIB000R073 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Indian Bank RATNAGIRI MAIN Branch

The RATNAGIRI MAIN branch of Indian Bank is situated in RATNAGIRI, MAHARASHTRA. The branch address is NEEL DEEP COMPLEX ABOVE APNA BAZAAR AROGYA MANDHIR SHIVAJI NAGAR RATNAGIRI PIN 415612. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +912352270505. Always use the IFSC code IDIB000R073 when making any online fund transfer to an account held at this branch.