Indian Bank — PHULWAR Branch

PURBI CHAMPARAN, BIHAR

IFSC Code IDIB000P642
MICR Code 845019007

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Bank
Branch Name PHULWAR
IFSC Code IDIB000P642
MICR Code 845019007
SWIFT Code N/A
Address VILL PO PHULWAR VIA RAGHUNATHPUR BAZAR PS BANJARIYA PHULWAR PHULWAR PIN 845431
City PURBI CHAMPARAN
District PHULWAR
State BIHAR
Contact Number +918294236975

How to Use IDIB000P642 for Money Transfers

The IFSC code IDIB000P642 is specifically assigned to the PHULWAR branch of Indian Bank located in PURBI CHAMPARAN, BIHAR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IDIB000P642 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDIB000P642 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDIB000P642 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Bank PHULWAR Branch

The PHULWAR branch of Indian Bank is situated in PURBI CHAMPARAN, BIHAR. The branch address is VILL PO PHULWAR VIA RAGHUNATHPUR BAZAR PS BANJARIYA PHULWAR PHULWAR PIN 845431. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918294236975. Always use the IFSC code IDIB000P642 when making any online fund transfer to an account held at this branch.

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