Indian Bank — PALAKKAD Branch

PALAKKAD, KERALA

IFSC Code IDIB000P010
MICR Code 678019002

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Bank
Branch Name PALAKKAD
IFSC Code IDIB000P010
MICR Code 678019002
SWIFT Code N/A
Address 168/28 PALAT HOUSE PALAT JUNCTION WEST FORT ROAD PALAKKAD PIN 678001
City PALAKKAD
District PALAKKAD
State KERALA
Contact Number +914912527166

How to Use IDIB000P010 for Money Transfers

The IFSC code IDIB000P010 is specifically assigned to the PALAKKAD branch of Indian Bank located in PALAKKAD, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IDIB000P010 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDIB000P010 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDIB000P010 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Bank PALAKKAD Branch

The PALAKKAD branch of Indian Bank is situated in PALAKKAD, KERALA. The branch address is 168/28 PALAT HOUSE PALAT JUNCTION WEST FORT ROAD PALAKKAD PIN 678001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914912527166. Always use the IFSC code IDIB000P010 when making any online fund transfer to an account held at this branch.

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