Indian Bank — NAUGACHIA Branch

BHAGALPUR, BIHAR

IFSC Code IDIB000N556
MICR Code 812019011

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Bank
Branch Name NAUGACHIA
IFSC Code IDIB000N556
MICR Code 812019011
SWIFT Code N/A
Address NAUGACHIA MAHADEOPUR GHAR ROAD VILL PO NAUGACHIA NAUGACHIA NAUGACHIA PIN 853204
City BHAGALPUR
District NAUGACHIA
State BIHAR
Contact Number +919930965888

How to Use IDIB000N556 for Money Transfers

The IFSC code IDIB000N556 is specifically assigned to the NAUGACHIA branch of Indian Bank located in BHAGALPUR, BIHAR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IDIB000N556 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDIB000N556 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDIB000N556 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Bank NAUGACHIA Branch

The NAUGACHIA branch of Indian Bank is situated in BHAGALPUR, BIHAR. The branch address is NAUGACHIA MAHADEOPUR GHAR ROAD VILL PO NAUGACHIA NAUGACHIA NAUGACHIA PIN 853204. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919930965888. Always use the IFSC code IDIB000N556 when making any online fund transfer to an account held at this branch.

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