Indian Bank — MALKHARODA Branch

JANJGIR CHAMPA, CHHATTISGARH

IFSC Code IDIB000M588
MICR Code 495019010

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Bank
Branch Name MALKHARODA
IFSC Code IDIB000M588
MICR Code 495019010
SWIFT Code N/A
Address VILL MALKHAROADA MAIN ROAD MALKHARODA MALKHARODA MALKHARODA PIN 495691
City JANJGIR CHAMPA
District MALKHARODA
State CHHATTISGARH
Contact Number +918348955562

How to Use IDIB000M588 for Money Transfers

The IFSC code IDIB000M588 is specifically assigned to the MALKHARODA branch of Indian Bank located in JANJGIR CHAMPA, CHHATTISGARH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IDIB000M588 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDIB000M588 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDIB000M588 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Bank MALKHARODA Branch

The MALKHARODA branch of Indian Bank is situated in JANJGIR CHAMPA, CHHATTISGARH. The branch address is VILL MALKHAROADA MAIN ROAD MALKHARODA MALKHARODA MALKHARODA PIN 495691. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918348955562. Always use the IFSC code IDIB000M588 when making any online fund transfer to an account held at this branch.

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