Indian Bank — MAHAGAMA Branch

GODDA, JHARKHAND

IFSC Code IDIB000M550
MICR Code 814019205

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Bank
Branch Name MAHAGAMA
IFSC Code IDIB000M550
MICR Code 814019205
SWIFT Code N/A
Address DURGA MANDIR ROAD MAHAGAMA VILL PO MAHAGAMA MAHAGAMA PIN 814154
City GODDA
District MAHAGAMA
State JHARKHAND
Contact Number +917903700491

How to Use IDIB000M550 for Money Transfers

The IFSC code IDIB000M550 is specifically assigned to the MAHAGAMA branch of Indian Bank located in GODDA, JHARKHAND. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IDIB000M550 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDIB000M550 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDIB000M550 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Bank MAHAGAMA Branch

The MAHAGAMA branch of Indian Bank is situated in GODDA, JHARKHAND. The branch address is DURGA MANDIR ROAD MAHAGAMA VILL PO MAHAGAMA MAHAGAMA PIN 814154. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +917903700491. Always use the IFSC code IDIB000M550 when making any online fund transfer to an account held at this branch.

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