Indian Bank — MCB ERNAKULAM Branch
ERNAKULAM, KERALA
Available Services
Branch Details
| Bank Name | Indian Bank |
|---|---|
| Branch Name | MCB ERNAKULAM |
| IFSC Code | IDIB000M384 |
| MICR Code | 682019988 |
| SWIFT Code | N/A |
| Address | CHERUPUSHPAM BLDG2ND FLOOR SHANMUGHAM ROAD ERNAKULAM ERNAKULAM PIN 682031 |
| City | ERNAKULAM |
| District | ERNAKULAM |
| State | KERALA |
| Contact Number | +919446513419 |
How to Use IDIB000M384 for Money Transfers
The IFSC code IDIB000M384 is specifically assigned to the MCB ERNAKULAM branch of Indian Bank located in ERNAKULAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use IDIB000M384 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDIB000M384 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDIB000M384 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Indian Bank MCB ERNAKULAM Branch
The MCB ERNAKULAM branch of Indian Bank is situated in ERNAKULAM, KERALA. The branch address is CHERUPUSHPAM BLDG2ND FLOOR SHANMUGHAM ROAD ERNAKULAM ERNAKULAM PIN 682031. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919446513419. Always use the IFSC code IDIB000M384 when making any online fund transfer to an account held at this branch.
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