Indian Bank — MALL ROAD FORMERLY IND MSME KANPUR Branch

How to Use IDIB000M320 for Money Transfers

The IFSC code IDIB000M320 is specifically assigned to the MALL ROAD FORMERLY IND MSME KANPUR branch of Indian Bank located in KANPUR, UTTAR PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IDIB000M320 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDIB000M320 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDIB000M320 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Indian Bank MALL ROAD FORMERLY IND MSME KANPUR Branch

The MALL ROAD FORMERLY IND MSME KANPUR branch of Indian Bank is situated in KANPUR, UTTAR PRADESH. The branch address is 17/13 MALL ROAD OPPOSITE TO NANARAO PARK KANPUR PIN 208001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +915122305189. Always use the IFSC code IDIB000M320 when making any online fund transfer to an account held at this branch.