Indian Bank — MARADU Branch

ERNAKULAM, KERALA

IFSC Code IDIB000M299
MICR Code 682019017

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Bank
Branch Name MARADU
IFSC Code IDIB000M299
MICR Code 682019017
SWIFT Code N/A
Address 23/13 INTUC JUNCTION NH47 BYEPASS MARADU NETTOOR PO PIN 682040
City ERNAKULAM
District MARADU
State KERALA
Contact Number +918547166585

How to Use IDIB000M299 for Money Transfers

The IFSC code IDIB000M299 is specifically assigned to the MARADU branch of Indian Bank located in ERNAKULAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IDIB000M299 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDIB000M299 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDIB000M299 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Bank MARADU Branch

The MARADU branch of Indian Bank is situated in ERNAKULAM, KERALA. The branch address is 23/13 INTUC JUNCTION NH47 BYEPASS MARADU NETTOOR PO PIN 682040. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918547166585. Always use the IFSC code IDIB000M299 when making any online fund transfer to an account held at this branch.

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