Indian Bank — LOHIA NAGAR ERSTWHILE MICROSATE PATNA Branch

How to Use IDIB000M165 for Money Transfers

The IFSC code IDIB000M165 is specifically assigned to the LOHIA NAGAR ERSTWHILE MICROSATE PATNA branch of Indian Bank located in PATNA, BIHAR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IDIB000M165 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDIB000M165 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDIB000M165 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Indian Bank LOHIA NAGAR ERSTWHILE MICROSATE PATNA Branch

The LOHIA NAGAR ERSTWHILE MICROSATE PATNA branch of Indian Bank is situated in PATNA, BIHAR. The branch address is DS21 FIRST FLOOR YUVRAJ PALACE GAYATRI MANDIR ROAD KANKERBAGH LOHIA NAGAR PIN 800020. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +916122340979. Always use the IFSC code IDIB000M165 when making any online fund transfer to an account held at this branch.