Indian Bank — M M PADU Branch

KRISHNA, ANDHRA PRADESH

IFSC Code IDIB000M040
MICR Code 520019008

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Bank
Branch Name M M PADU
IFSC Code IDIB000M040
MICR Code 520019008
SWIFT Code N/A
Address 2313 NLAKSHMANARAO STREET SATYANARAYANAPURAM VIJAYAWADA PIN 520011
City KRISHNA
District SATYANARAYANAPURAM
State ANDHRA PRADESH
Contact Number +918662530801

How to Use IDIB000M040 for Money Transfers

The IFSC code IDIB000M040 is specifically assigned to the M M PADU branch of Indian Bank located in KRISHNA, ANDHRA PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IDIB000M040 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDIB000M040 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDIB000M040 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Bank M M PADU Branch

The M M PADU branch of Indian Bank is situated in KRISHNA, ANDHRA PRADESH. The branch address is 2313 NLAKSHMANARAO STREET SATYANARAYANAPURAM VIJAYAWADA PIN 520011. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918662530801. Always use the IFSC code IDIB000M040 when making any online fund transfer to an account held at this branch.

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