Indian Bank — LAXMI NAGAR KARIMNAGAR Branch

How to Use IDIB000L030 for Money Transfers

The IFSC code IDIB000L030 is specifically assigned to the LAXMI NAGAR KARIMNAGAR branch of Indian Bank located in KARIMNAGAR, TELANGANA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IDIB000L030 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDIB000L030 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDIB000L030 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Indian Bank LAXMI NAGAR KARIMNAGAR Branch

The LAXMI NAGAR KARIMNAGAR branch of Indian Bank is situated in KARIMNAGAR, TELANGANA. The branch address is VSL COMPLEX KAMAN TO HOUSING BOARD ROAD LAKSHMI NAGAR KARIMNAGAR PIN 505001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918782248558. Always use the IFSC code IDIB000L030 when making any online fund transfer to an account held at this branch.