Indian Bank — KHARUWAN Branch
SONBHADRA, UTTAR PRADESH
Available Services
Branch Details
| Bank Name | Indian Bank |
|---|---|
| Branch Name | KHARUWAN |
| IFSC Code | IDIB000K697 |
| MICR Code | 231019121 |
| SWIFT Code | N/A |
| Address | VILLAGE KHARUWAN PO GHORAWAL KHARUWAN GHORAWAL PIN 231210 |
| City | SONBHADRA |
| District | KHARUWAN |
| State | UTTAR PRADESH |
| Contact Number | +919878345227 |
How to Use IDIB000K697 for Money Transfers
The IFSC code IDIB000K697 is specifically assigned to the KHARUWAN branch of Indian Bank located in SONBHADRA, UTTAR PRADESH. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use IDIB000K697 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDIB000K697 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDIB000K697 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Indian Bank KHARUWAN Branch
The KHARUWAN branch of Indian Bank is situated in SONBHADRA, UTTAR PRADESH. The branch address is VILLAGE KHARUWAN PO GHORAWAL KHARUWAN GHORAWAL PIN 231210. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919878345227. Always use the IFSC code IDIB000K697 when making any online fund transfer to an account held at this branch.
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