Indian Bank — KAUGACHI Branch

How to Use IDIB000K640 for Money Transfers

The IFSC code IDIB000K640 is specifically assigned to the KAUGACHI branch of Indian Bank located in NORTH 24 PARGANAS, WEST BENGAL. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IDIB000K640 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDIB000K640 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDIB000K640 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Indian Bank KAUGACHI Branch

The KAUGACHI branch of Indian Bank is situated in NORTH 24 PARGANAS, WEST BENGAL. The branch address is FEEDER ROAD ANNAPURNA BAZAR KAUGACHI PO SHYAMNAGAR ANNAPURNA BAZAR KAUGACHI SHYAMNAGAR PIN 743127. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919748329297. Always use the IFSC code IDIB000K640 when making any online fund transfer to an account held at this branch.