Indian Bank — KARLAPALEM Branch
GUNTUR, ANDHRA PRADESH
Available Services
Branch Details
| Bank Name | Indian Bank |
|---|---|
| Branch Name | KARLAPALEM |
| IFSC Code | IDIB000K230 |
| MICR Code | 520019199 |
| SWIFT Code | N/A |
| Address | 55 GANAPAVARAM ROAD KARLAPALEM KARLAPALEM PIN 522111 |
| City | GUNTUR |
| District | KARLAPALEM |
| State | ANDHRA PRADESH |
| Contact Number | +918643272449 |
How to Use IDIB000K230 for Money Transfers
The IFSC code IDIB000K230 is specifically assigned to the KARLAPALEM branch of Indian Bank located in GUNTUR, ANDHRA PRADESH. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use IDIB000K230 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDIB000K230 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDIB000K230 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Indian Bank KARLAPALEM Branch
The KARLAPALEM branch of Indian Bank is situated in GUNTUR, ANDHRA PRADESH. The branch address is 55 GANAPAVARAM ROAD KARLAPALEM KARLAPALEM PIN 522111. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918643272449. Always use the IFSC code IDIB000K230 when making any online fund transfer to an account held at this branch.
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