Indian Bank — GHARAUNDA Branch

KARNAL, HARYANA

IFSC Code IDIB000G553
MICR Code 132019202

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Bank
Branch Name GHARAUNDA
IFSC Code IDIB000G553
MICR Code 132019202
SWIFT Code N/A
Address SHOP NO 179 NEW GRAIN MARKET GHARAUNDA GHARAUNDA PIN 132114
City KARNAL
District GHARAUNDA
State HARYANA
Contact Number +919050903464

How to Use IDIB000G553 for Money Transfers

The IFSC code IDIB000G553 is specifically assigned to the GHARAUNDA branch of Indian Bank located in KARNAL, HARYANA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IDIB000G553 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDIB000G553 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDIB000G553 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Bank GHARAUNDA Branch

The GHARAUNDA branch of Indian Bank is situated in KARNAL, HARYANA. The branch address is SHOP NO 179 NEW GRAIN MARKET GHARAUNDA GHARAUNDA PIN 132114. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919050903464. Always use the IFSC code IDIB000G553 when making any online fund transfer to an account held at this branch.

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