Indian Bank — FOCAL POINT Branch
JALANDHAR, PUNJAB
Available Services
Branch Details
| Bank Name | Indian Bank |
|---|---|
| Branch Name | FOCAL POINT |
| IFSC Code | IDIB000F016 |
| MICR Code | N/A |
| SWIFT Code | N/A |
| Address | SCF 12 & 13, INDUSTRIAL FOCAL POINT, JALANDHAR |
| City | JALANDHAR |
| District | JALANDHAR |
| State | PUNJAB |
| Contact Number | +918699255192 |
How to Use IDIB000F016 for Money Transfers
The IFSC code IDIB000F016 is specifically assigned to the FOCAL POINT branch of Indian Bank located in JALANDHAR, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use IDIB000F016 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDIB000F016 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDIB000F016 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Indian Bank FOCAL POINT Branch
The FOCAL POINT branch of Indian Bank is situated in JALANDHAR, PUNJAB. The branch address is SCF 12 & 13, INDUSTRIAL FOCAL POINT, JALANDHAR. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918699255192. Always use the IFSC code IDIB000F016 when making any online fund transfer to an account held at this branch.
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