IDFC FIRST Bank — KARWAR BRANCH Branch

How to Use IDFB0080972 for Money Transfers

The IFSC code IDFB0080972 is specifically assigned to the KARWAR BRANCH branch of IDFC FIRST Bank located in UTTAR KANNAD, KARNATAKA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IDFB0080972 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDFB0080972 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDFB0080972 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About IDFC FIRST Bank KARWAR BRANCH Branch

The KARWAR BRANCH branch of IDFC FIRST Bank is situated in UTTAR KANNAD, KARNATAKA. The branch address is GROUND FLOOR ,SHOP NO. 899/G/3,MENZIES GRANDE,SHOP NO.7,8, BLOCK-2,MULLA STOP,KAJUBAG MAIN ROAD,BAAD CIRCLE,KARWAR CITY ,DISTRICT - UTTARA KANNADA ,KARNATAKA - 581301,TOLL FREE NO.18004194332. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code IDFB0080972 when making any online fund transfer to an account held at this branch.