IDFC FIRST Bank — RATLAM BRANCH Branch

How to Use IDFB0042201 for Money Transfers

The IFSC code IDFB0042201 is specifically assigned to the RATLAM BRANCH branch of IDFC FIRST Bank located in RATLAM, MADHYA PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IDFB0042201 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDFB0042201 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDFB0042201 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About IDFC FIRST Bank RATLAM BRANCH Branch

The RATLAM BRANCH branch of IDFC FIRST Bank is situated in RATLAM, MADHYA PRADESH. The branch address is GROUND FLOOR, 102 AND 103, , FREEGANJ, MOTILAL NEHRU MARG, , RATLAM, MADHYA PRADESH-457001, TOLL FREE NO 1800 419 8332. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code IDFB0042201 when making any online fund transfer to an account held at this branch.