ICICI Bank — LUDHIANA FOCAL POINT METRO RD Branch

LUDHIANA, PUNJAB

IFSC Code ICIC0005643
MICR Code 141229043

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name ICICI Bank
Branch Name LUDHIANA FOCAL POINT METRO RD
IFSC Code ICIC0005643
MICR Code 141229043
SWIFT Code N/A
Address ICICI BANK LTD, B XXX 1854 5, PLOT NO 23B, FOCAL POINT, DIST LUDHIANA, PUNJAB 141010
City LUDHIANA
District LUDHIANA
State PUNJAB
Contact Number Not Available

How to Use ICIC0005643 for Money Transfers

The IFSC code ICIC0005643 is specifically assigned to the LUDHIANA FOCAL POINT METRO RD branch of ICICI Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use ICIC0005643 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ICIC0005643 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ICIC0005643 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About ICICI Bank LUDHIANA FOCAL POINT METRO RD Branch

The LUDHIANA FOCAL POINT METRO RD branch of ICICI Bank is situated in LUDHIANA, PUNJAB. The branch address is ICICI BANK LTD, B XXX 1854 5, PLOT NO 23B, FOCAL POINT, DIST LUDHIANA, PUNJAB 141010. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code ICIC0005643 when making any online fund transfer to an account held at this branch.

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