ICICI Bank — KAGWAD Branch

How to Use ICIC0003987 for Money Transfers

The IFSC code ICIC0003987 is specifically assigned to the KAGWAD branch of ICICI Bank located in BELGAUM, KARNATAKA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use ICIC0003987 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ICIC0003987 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ICIC0003987 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About ICICI Bank KAGWAD Branch

The KAGWAD branch of ICICI Bank is situated in BELGAUM, KARNATAKA. The branch address is ICICI BANK LTD., GPS NO.942/A/1/1B/2/1, RS NO.942/A/1, PLOT NO.20, BELGAUM.MIRAJ ROAD, KAGAWAD, TAL.ATHANI DIST.BELGAUM, KARNATAKA.591223. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918097596979. Always use the IFSC code ICIC0003987 when making any online fund transfer to an account held at this branch.