ICICI Bank — MALOUD BRANCH Branch

LUDHIANA, PUNJAB

IFSC Code ICIC0003979
MICR Code 141229029

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name ICICI Bank
Branch Name MALOUD BRANCH
IFSC Code ICIC0003979
MICR Code 141229029
SWIFT Code N/A
Address ICICI BANK LTD., PAYAL ROAD, MALOUD, TEHSIL. PAYAL, DIST. LUDHIANA, PUNJAB.141119
City LUDHIANA
District MALAUDH
State PUNJAB
Contact Number +918146902807

How to Use ICIC0003979 for Money Transfers

The IFSC code ICIC0003979 is specifically assigned to the MALOUD BRANCH branch of ICICI Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use ICIC0003979 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ICIC0003979 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ICIC0003979 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About ICICI Bank MALOUD BRANCH Branch

The MALOUD BRANCH branch of ICICI Bank is situated in LUDHIANA, PUNJAB. The branch address is ICICI BANK LTD., PAYAL ROAD, MALOUD, TEHSIL. PAYAL, DIST. LUDHIANA, PUNJAB.141119. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918146902807. Always use the IFSC code ICIC0003979 when making any online fund transfer to an account held at this branch.

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