IDBI — JHARKHAND STATE CO OP BANK JHB KHARSAWAN KHS Branch

How to Use IBKL063JS97 for Money Transfers

The IFSC code IBKL063JS97 is specifically assigned to the JHARKHAND STATE CO OP BANK JHB KHARSAWAN KHS branch of IDBI located in SARAIKELA-KHARSANWA, JHARKHAND. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IBKL063JS97 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IBKL063JS97 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IBKL063JS97 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About IDBI JHARKHAND STATE CO OP BANK JHB KHARSAWAN KHS Branch

The JHARKHAND STATE CO OP BANK JHB KHARSAWAN KHS branch of IDBI is situated in SARAIKELA-KHARSANWA, JHARKHAND. The branch address is KHARSAWAN ROAD,SARAIKELA KHARSANWA 833216. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +916583254929. Always use the IFSC code IBKL063JS97 when making any online fund transfer to an account held at this branch.