IDBI — RATNAGIRI DCC BANK LTD RATNAGIRI MALNAKA Branch

How to Use IBKL0574R60 for Money Transfers

The IFSC code IBKL0574R60 is specifically assigned to the RATNAGIRI DCC BANK LTD RATNAGIRI MALNAKA branch of IDBI located in RATNAGIRI, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IBKL0574R60 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IBKL0574R60 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IBKL0574R60 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About IDBI RATNAGIRI DCC BANK LTD RATNAGIRI MALNAKA Branch

The RATNAGIRI DCC BANK LTD RATNAGIRI MALNAKA branch of IDBI is situated in RATNAGIRI, MAHARASHTRA. The branch address is SAI COMPLEX, JUNA MALNAKA, OPP HOTEL VIVEK,. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +912352228538. Always use the IFSC code IBKL0574R60 when making any online fund transfer to an account held at this branch.