IDBI — RATNAGIRI DCC BANK LTD RATNAGIRI LOTE GHANEKHUNT Branch

How to Use IBKL0574R19 for Money Transfers

The IFSC code IBKL0574R19 is specifically assigned to the RATNAGIRI DCC BANK LTD RATNAGIRI LOTE GHANEKHUNT branch of IDBI located in RATNAGIRI, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IBKL0574R19 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IBKL0574R19 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IBKL0574R19 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About IDBI RATNAGIRI DCC BANK LTD RATNAGIRI LOTE GHANEKHUNT Branch

The RATNAGIRI DCC BANK LTD RATNAGIRI LOTE GHANEKHUNT branch of IDBI is situated in RATNAGIRI, MAHARASHTRA. The branch address is HOUSE OF SMT AASHA KESHAVRAO BHOSALE, H NO 194 B, 168 B, A P KHOPI,. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +912358287238. Always use the IFSC code IBKL0574R19 when making any online fund transfer to an account held at this branch.