Payangadi Urban Co-operative Bank — Payangadi Urban Co-operative Bank IMPS Branch

How to Use IBKL0340PC1 for Money Transfers

The IFSC code IBKL0340PC1 is specifically assigned to the Payangadi Urban Co-operative Bank IMPS branch of Payangadi Urban Co-operative Bank located in MUMBAI, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IBKL0340PC1 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IBKL0340PC1 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IBKL0340PC1 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Payangadi Urban Co-operative Bank Payangadi Urban Co-operative Bank IMPS Branch

The Payangadi Urban Co-operative Bank IMPS branch of Payangadi Urban Co-operative Bank is situated in MUMBAI, MAHARASHTRA. The branch address is PAYANGADI RS, PIN 670358. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914992870370. Always use the IFSC code IBKL0340PC1 when making any online fund transfer to an account held at this branch.