Secunderabad Mercantile Co-operative Urban Bank — Secunderabad Mercantile Co-operative Urban Bank IMPS Branch

How to Use IBKL0297TSM for Money Transfers

The IFSC code IBKL0297TSM is specifically assigned to the Secunderabad Mercantile Co-operative Urban Bank IMPS branch of Secunderabad Mercantile Co-operative Urban Bank located in MUMBAI, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IBKL0297TSM when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IBKL0297TSM along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IBKL0297TSM when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Secunderabad Mercantile Co-operative Urban Bank Secunderabad Mercantile Co-operative Urban Bank IMPS Branch

The Secunderabad Mercantile Co-operative Urban Bank IMPS branch of Secunderabad Mercantile Co-operative Urban Bank is situated in MUMBAI, MAHARASHTRA. The branch address is 1ST FLOOR,2 4 56 2,M G ROAD,SECUNDERABAD 500003. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914065264455. Always use the IFSC code IBKL0297TSM when making any online fund transfer to an account held at this branch.