IDBI — MAHALAKSHMI CO OPERATIVE BANK LTD HEJMADY BRANCH Branch

UDIPI, KARNATAKA

IFSC Code IBKL0186MC7
MICR Code N/A

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name IDBI
Branch Name MAHALAKSHMI CO OPERATIVE BANK LTD HEJMADY BRANCH
IFSC Code IBKL0186MC7
MICR Code N/A
SWIFT Code N/A
Address KOTE COMPLEX HEJMADY UDUPI 576108
City UDIPI
District UDUPI
State KARNATAKA
Contact Number +918202539483

How to Use IBKL0186MC7 for Money Transfers

The IFSC code IBKL0186MC7 is specifically assigned to the MAHALAKSHMI CO OPERATIVE BANK LTD HEJMADY BRANCH branch of IDBI located in UDIPI, KARNATAKA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IBKL0186MC7 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IBKL0186MC7 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IBKL0186MC7 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About IDBI MAHALAKSHMI CO OPERATIVE BANK LTD HEJMADY BRANCH Branch

The MAHALAKSHMI CO OPERATIVE BANK LTD HEJMADY BRANCH branch of IDBI is situated in UDIPI, KARNATAKA. The branch address is KOTE COMPLEX HEJMADY UDUPI 576108. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918202539483. Always use the IFSC code IBKL0186MC7 when making any online fund transfer to an account held at this branch.

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